Hurricane Ida Relief and Recovery

President Biden granted Sen. Kirsten Gillibrand’s request to issue a Major Disaster Declaration for parts of New York City and the Hudson Valley. This declaration will unlock significant emergency FEMA funding that will go directly into the hands of New Yorkers so we can begin to rebuild and recover.

Below are resources and guidelines for New Yorkers to apply for federal, state, and city assistance programs to rebuild after Hurricane Ida.

En Español


Document Everything

Take photos and videos of your flood-damaged home, business, and belongings. Show flood water lines on the outside and inside of the building. For appliances and electronics, take a photograph of the make, model, and serial number.

File a Claim

If you have insurance, you must file a claim with your own insurance company first. Keep a record of all communication with your insurer. You may be eligible for federal disaster relief if the flood damage is not covered by your own insurance.

Beware of Scams

Disaster Survivor Assistance teams may visit door-to-door, but they will have official FEMA photo ID. Beware anyone who pressures you to buy anything or sign a contract immediately. Call the FEMA Disaster Fraud Hotline at 866-720-5721 to report scammers.

Begin Clean-Up

Make sure your home is structurally safe to re-enter. Clean and dry everything thoroughly to prevent mold growth. Disinfect all surfaces with a dilute bleach solution. In NYC, call 311 if you need help removing standing water or preventing mold growth.


New York State resources for clean-up and restoration efforts are available at

Resources for New York City residents are available at

You can get help in person at service centers across New York City and Westchester County. Click here to find a location near you. You can also call the Disaster Hotline at 800-339-1759.

Small business owners can call the City of New York Small Business Hotline at 888-SBS-4-NYC (888-727-4692) or visit for more resources.


To apply for FEMA disaster assistance, visit, call 1-800-621-3362 (TTY 1-800-462-7585), or click here to download the FEMA mobile app.

Who is eligible to apply for the FEMA Individual Assistance Program?

A disaster survivor:

  • Whose home is uninhabitable as a result of the disaster

  • Who agrees to relocate

  • Whose housing needs are not covered by insurance

For more information on eligibility criteria for FEMA Assistance, please click here.

For more information on the program, please visit or click here.

IHP Assistance may include funds for:

How to Apply

Before you apply for assistance, below are the steps you need to take to start your recovery process:

Step One: Take photos of your damaged home and belongings.

Step Two: Make a list of damaged/lost items.

Step Three: Save yourself time. If you have insurance, you must file a claim with your insurance company. If you do not have insurance, continue to Step Four.

Step Four: Now that you're ready to apply now for disaster assistance or you would like more information on the types of assistance available, please utilize one of the following methods.

You may apply for the Individuals and Households Program or check your application status at

You may call FEMA toll-free at 1-800-621-FEMA (1-800-621-3362) to apply for assistance or check your application status.

If you are deaf, hard of hearing, or have a speech disability and use a Text Telephone (TTY), you may call 800-462-7585.

Hazard Mitigation Assistance Helpline: 1-866-222-3580 

Who is eligible to apply for the FEMA Public Assistance Program? 

  • States, territories, federally-recognized tribes, and local governments

  • Certain private nonprofit organizations and institutions

How to Apply

Applicants must file a Request for Public Assistance within 30 days of the date their respective area is designated by the federal declaration. Following the approved request, FEMA and the applicants will conduct additional meetings to discuss disaster damage and project formulation. Applicants must identify and report damages to FEMA within the 60-day regulatory timeframe. FEMA, the recipient, or the applicant will then prepare project worksheets for eligible work and eligible facilities based on actual or estimated project costs.

The federal share of assistance will not be less than 75 percent of the eligible cost for emergency measures and permanent restoration. The recipient determines how the non-federal share of 25 percent will be dispersed to its applicants. 

For more information on the program, please visit or click here.


The Small Business Administration (SBA) has established a Virtual Disaster Loan Outreach Center for homeowners, renters, and business owners to provide answers to questions about SBA’s disaster loan program, explain the application process and help each person complete their electronic loan application. The SBA offers low-interest disaster loans to homeowners and renters in a declared disaster area. You do not need to own a business to apply for a disaster loan. You can find more information on the types of assistance offered and apply for assistance online at

Virtual Business Recovery Center & Virtual Disaster Loan Outreach Center

  • Contact by Phone: (916) 735-1500

  • Hours: 9 a.m. – 6 p.m. ET, Monday—Friday 

  • Contact by Email: